EXECUTIVE PROFILE
José Ñáñez
C-Level Technology & Operations Executive · Technology Advisor · Board Member
My career has moved from designing technology to leading technology and operations inside regulated financial institutions — and today to advising how technology, AI and operating models create economic value.
EXECUTIVE TRAJECTORY
From architecture to enterprise leadership
A progression through architecture, digital platforms, technology, operations, cybersecurity and executive leadership.
01
Enterprise Architecture
IBM
2010–2017Financial Architecture Leader
Financial architecture, integration and transformation for complex institutions.
02
Platforms & Ecosystems
Bancolombia
2017–2019Director of Open Banking & APIs
Open Banking, API strategy, monetization and digital ecosystem development.
03
Technology + Operations
Credifinanciera
2020VP Technology & Operations
Executive responsibility spanning technology, operations and digital execution.
04
Enterprise Leadership
Santander Colombia
2020–2023VP Technology, Operations, Cybersecurity & Information
C-level responsibility across technology, operations, cybersecurity and information in regulated banking.
05
Regional Banking Leadership
Banco del Pacífico
2025VP Technology, Information & Security
Executive technology, information and security leadership in Ecuadorian banking.
06
Advisory & Board Perspective
Executive Advisory
2024–2026Executive Advisor
Executive advisory on technology, AI, operating models, modernization and institutional scale.
TODAY
Board, advisory and applied research
I bring operating experience into executive and board-level decisions on technology, AI, architecture, modernization and institutional scale.
Independent Committee Member — Innovation & Technology
Grupo Farinter
Founder & Technology Advisor
José Ñáñez Consulting
EXECUTIVE REMIT
The problems I am positioned to lead
Technology & Transformation
Enterprise technology strategy, modernization, architecture and execution.
Operations & Scale
Operating models, productivity, service capacity and institutional leverage.
AI & Digital Strategy
AI operating models, governance, agents, platforms and digital economics.
Risk, Cybersecurity & Control
Technology risk, cybersecurity, information governance and executive accountability.
APPLIED RESEARCH
Operating experience translated into decision models
The work on this site turns executive experience into practical research, economic models and decision frameworks.
CREDENTIALS
Selected education
MIT Professional Education — Chief Technology Officer Program
Master’s in Artificial Intelligence
Master’s in Banking & Financial Markets
Systems Engineering
Business Administration
AUTHOR
Open Banking: A Practical Guide for Financial Transformation in Latin America
A decision-oriented guide to Open Banking, API economics and information monetization.
View book →EXECUTIVE CONVERSATIONS
Technology leadership, transformation, advisory and board mandates.
For executive, advisory or board conversations across Latin America.
Time is the only currency that cannot be recovered. Invest it in what matters most.
José Ñáñez